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Under the new Bankruptcy Code all individual debtors are
required to complete an approved course in Credit Counseling
before they may file for Bankruptcy. Debtors must also complete
an additional approved course in Personal Financial
Management(Debtor Education) before they are eligible to
have any debts discharged.
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Our Credit Counseling course is designed to assist
individuals in preparing a budget and in objectively evaluating
the options available to them. Depending on your individual
situation the process should take approximately 90 minutes.
The course in Personal Financial Management will give
useful information about how to handle your finances in the
future. This course can be completed in as little as two hours.
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