Under the new Bankruptcy Code all individual debtors are required to complete an approved course in Credit Counseling before they may file for Bankruptcy. Debtors must also complete an additional approved course in Personal Financial Management(Debtor Education) before they are eligible to have any debts discharged.
Our Credit Counseling course is designed to assist individuals in preparing a budget and in objectively evaluating the options available to them. Depending on your individual situation the process should take approximately 90 minutes.
The course in Personal Financial Management will give useful information about how to handle your finances in the future.  This course can be completed in as little as two hours.

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